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    yonderboi9's Avatar
    yonderboi9 Posts: 1, Reputation: 1
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    #1

    Sep 2, 2006, 01:43 AM
    Lien on my checking acccount
    I have been homeless for the past 2years due to mental health ( I suffer from depression) I now live in a Transitional Housing Program, Trying to save money to get housed. Just started working about and opened a checking account...

    This law Firm, which I have never heard of (Cohen & Slamowitz ) has place a lien on my checking acccount it has left me indigent... it was all the money I had in the world... I can't even get to work on Tuesday... I don't even know what the Lien is for. Please advise I don't know where to start, how can they do that w/out notifying me first... I have nothing, just the clothes on my back that the money in my bank account to live on. Can I fight this, should I file for bankruptcy?PPPLLLLLeeeeaaase Help! (I"m desperate)
    mr.yet's Avatar
    mr.yet Posts: 1,725, Reputation: 176
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    #2

    Sep 16, 2006, 10:09 AM
    For an account to be garnished there must be a judgment against you, contact the attorney who garnish the account and request copy of the alleged judgment.

    Contact an attorney now.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #3

    Sep 16, 2006, 01:44 PM
    For them to "attach" your bank account they had to get a judgement against you, and then the right to attach your bank account, It is also likely once you start working they will also find this out and garnish your wages also.

    This would be from some old debt that you did not pay, the law firm that did the attachment can inform you of that. The bank will have a legal notice showing yhou what court ordered this

    And I will note, not meaning this wrong, but if you are pennyless, you really can't do much, filing bankruptcy will cost money, the attorney and even if you do it yourself or find someone to do it for you, there is a hundred and something filing fee. You will need to not use a bank account for now, work, cash your check at a check cashing place and just keep the cash on you.
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