[chipdann1313]

What happens when I file bankruptcy

[Fr_Chuck]

What type of bankrutpcy, business or personal

And then will it be a repayment plan, or a other type such as a chapter 7.

What type of things are gong to be included, is there a house, cars that are owed on, are you going to try and keep them.

But in vague terms, you fill out about 200 pages of paper work, file it, the debtors can not longer call or write you about the debt after the court notifies them.
There will be a first meeting of creditors giving them a chance to dispute what you have filed.
Then the debt is discharged or a payment plan worked out depending on the type of bankruptcy filed.