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![cincity's Avatar](/images/avatars/default_avatar.gif) |
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Feb 4, 2009, 01:25 PM
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Bank garnishment, can I cash a check at my bank or will they keep it?
Are banks linked or does the garnishment have to be sent to all banks?
I have a debt and they haven't frozen my account but about once a month they do a garnishment and drain my account.
My questions: Can I just cash a check at my bank or will they keep it? If I take my check to a different bank will they know about the garnishment?
THanks
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![Fr_Chuck's Avatar](image.php?u=24071&dateline=1402162715) |
Expert
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Feb 4, 2009, 04:43 PM
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They will most likely get the money if you deposit it, Most banks will not cash a check unless you have that much money in it.
Can you take it to the bank it was wrtten on
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![cincity's Avatar](/images/avatars/default_avatar.gif) |
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Feb 5, 2009, 09:38 AM
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![Quote](custom/vgo/images/misc/quote_icon.png) Originally Posted by Fr_Chuck
They will most likely get the money if you deposit it, Most banks will not cash a check unless you have that much money in it.
Can you take it to the bank it was wrtten on
No, it is from a money-order company. So the check is from out of state.
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![Fr_Chuck's Avatar](image.php?u=24071&dateline=1402162715) |
Expert
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Feb 5, 2009, 10:33 AM
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Is it a check or a money order, here in Atlatna there are check cashing facilities. But unless you deposit it, they will not garnish it
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![cincity's Avatar](/images/avatars/default_avatar.gif) |
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Feb 5, 2009, 12:28 PM
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![Quote](custom/vgo/images/misc/quote_icon.png) Originally Posted by Fr_Chuck
Is it a check or a money order, here in Atlatna there are check cashing facilities. But unless you deposit it, they will not garnish it
It is a check.
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![Fr_Chuck's Avatar](image.php?u=24071&dateline=1402162715) |
Expert
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Feb 5, 2009, 12:31 PM
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While I am not sure they will cash it, if I have a check for 500 dollars but do not have 500 dollars in my account, I know my bank will not cash my check, and they know me by name when I walk in the door. It is just their policy.
But if they will cash it, then there should be no issue for you.
May I ask what type of work you do for a money order place?
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![cincity's Avatar](/images/avatars/default_avatar.gif) |
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Feb 5, 2009, 12:48 PM
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![Quote](custom/vgo/images/misc/quote_icon.png) Originally Posted by Fr_Chuck
While I am not sure they will cash it, if I have a check for 500 dollars but do not have 500 dollars in my account, I know my bank will not cash my check, and they know me by name when I walk in the door. It is just thier policy.
But if they will cash it, then there should be no issue for you.
May I ask what type of work you do for a money order place ??
I don't work for a money order place. I purchased a money order that was returned to me, so I contacted the company to get it replaced and they sent a check.
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