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Wage garnishment after 8 years
In 2001 I was sent summons for judgment for a car that was repoed in 1998. I did not know what to do at time and was scared, I set up payment plan with collector and did not go to court, I made about 3 payments in 2001. I have not paid them since. After 7 years I just recv a summons of garmishment for 12,000. They have not contacted my work yet and there is no garnishment # on the summons, it only states the amount of judgement, judgement # and my employers name. What should I do at this time and is it possible for me to file a traverse on the grounds I never knew about the judgment. Nothing from mazda, primus (the plantiff) or the law office debt collector has ever been on my credit report. Thanks for your help!!
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When you set up your payment plan in 2001, did you sign a Stipulation of Judgement? If so, when you defaulted on your payment agreement, a judgement may have been entered against you. Since it has been 7 years it is doubtful that you can have the judgement vacated. What state do you live in?
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