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New Member
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Dec 7, 2008, 11:11 PM
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Needing insurance for incoming baby, and self.
I live in Arizona, and I'm about two months pregnant.
Left the father of baby, after moving to California to be with him for two months, didn't work out, sob, sob. So it's rough, I have no income, as of now, and I doubt I will be making one anytime soon, very hard to find job, currently. Not giving up, but I need to have some options open.
I need to get insurance ( pref free, or cheap) to do checkups, and get to the ob/gyn. I also need to find a program other than wic to help me on formula and diapers. Things like food and any kind of support I can get.
No big rush, it's some time before the baby comes, I just want to have everything set, when the baby does come.
So any help, with websites, phone numbers, or anything of that nature would be amazing.
Also I have some choices for baby name, well two. Wanted some feedback, other than from friends and family, who just agree with everything I say.
Boy- Ariec, Airrick (pronounced- Eric)
Girl- Jenaili Ami (pronounced- Jenna-Lee Amy)
I like strangely spelled names...
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Ultra Member
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Dec 8, 2008, 05:18 PM
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There are a lot of insurance companies out there. Most will be pay though. Daughter was on BC/BS for several years as it was much cheaper than husbands insurance coverage. So you might want to talk to them. As for the names? Weird spellings sound cute to you, but the child will likely hate it. Keep it simple and correct for their sake please.
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Expert
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Dec 8, 2008, 05:27 PM
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Best insurance/support there is for help with a child?
Your parents. Your family. Your siblings. Child support from the baby's father. A church you are active in. The baby's father's parents. Friends.
As far as the names---choose better spellings. You can do unusual spellings that don't make the name unpronouncible by a teacher. How about this one? Aoife (pronounced: Eva). That's actually a traditional Celtic name, but honestly---would you want to be called Ay-O-Eef for your entire life because people didn't know how to pronounce it? Get real.
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Ultra Member
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Dec 8, 2008, 05:45 PM
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For health insurance you might want to go to your local social service office or to a hospital in your area and apply for medicaid because you should be available for pcap, so the process won't be too long. Also, you really should go to your local hospital because sometimes you might catch a reprsenative from a health insurance carrier like Child Health Plus, MetroPlus, or something similar. They provide free or low cost health insurance as well. The medicaid hotline number is 1800-505-5678.
I don't know of any programs besides WIC that would help you with formula but you can always check your area.
Once your child is born take the father to court for child support because he is obligate to support your child fiancially so get it enforce.
You might be able to find free or low cost items for your baby such as a stroller, high chair, etc at craigslist classifieds: jobs, housing, personals, for sale, services, community, events, forums Just lick on your state and then go to baby+kids
Good Luck!
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Expert
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Dec 8, 2008, 07:33 PM
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Well with no money you can not buy any insurance, the only coverage you may get is welfare, the medicaid program. So you need to go to the welfare dept and apply for all the benefits you can get. WIC is a good program, but you should check with other charity groups.
Also on private insurance you can not buy it while pregnant
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Ultra Member
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Dec 8, 2008, 09:24 PM
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The insurances I listed aren't private insurances they are HMO's that co-exist with Medicaid and are protected through HIPPA. Even if a person apply for them on their own they would have medicaid as a back up to pay for anything they don't cover and a pregnant woman can apply for insurance anytime in their pregnancy as long as they qualitify. In her case she would qualitify and it would be free for her. Also, even if she just apply for medicaid she will have to pick a HMO, like the ones I listed above, within 90 days of her application, after it been approve.
Insurances like Oxford, Blue Shield/Blue Cross, etc are private insurances.
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Ultra Member
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Dec 9, 2008, 05:46 AM
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I don't know much about the insurance but wanted to weigh in on my name opinion - which may or may not be popular...
With names, don't try to get too original, especially with spelling. I realize a lot of people like to get creative in order to give their child some sort of distinction. An improperly or strangely spelled name does not make a child unique, it just makes that child's parent look stupid. My nephew has 3 girls all named Courtney in his class. They are all spelled VERY differently.
Sorry for the rant. My opinion, if you speak english as a first language, do not try to rewrite the rules of the language when you name your child.
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