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    Kristy Bates's Avatar
    Kristy Bates Posts: 1, Reputation: 1
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    #1

    Nov 21, 2008, 04:58 AM
    Credit card judgments
    Can a credit card company file judgment against my automobile that is paid for?
    tickle's Avatar
    tickle Posts: 23,796, Reputation: 2674
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    #2

    Nov 21, 2008, 06:18 AM

    If it is paid for it is an asset, so yes, if they want to collect on a debt you owe from another source and you have no other assets.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #3

    Nov 21, 2008, 07:03 AM

    Depends on the state ( in the US ) but in general they will go to court and get a judgement first, then if they cannot garnish your paycheck, attach your bank accounts, they may look at coming after your auto

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