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    bubbles369's Avatar
    bubbles369 Posts: 1, Reputation: 1
    New Member
     
    #1

    Nov 11, 2008, 05:02 PM
    Writ of Garnishment
    I fail to keep up my credit card payments settlement agreement and the creditor freeze my bank account with a Writ of Garnishment. I live in Miami, Florida and I barely covering my priorites (food and shelter). I was making my payments until 2 months ago. Ifile a Claim of Exemption under the category of Head of family wages (I provide more than ne-half of the support for a child or other dependent, have net earning of more than $500.00 per week, but have not agreed in writing to have my wages garnished) and request for hearing. My question is have do I prepare myself for the hearing without the presence of an attorney?

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    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
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    #2

    Nov 11, 2008, 05:12 PM

    First its too late for a hearing. If they froze your bank account they already received a judgement. Though that seems kind of quick if you only stopped paying 2 months ago.

    I think you need to nail down what exactly has happened here before we can help.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #3

    Nov 11, 2008, 06:06 PM

    Sounds like the payment agreement wa some type of summary judgement, because unless they already had a judgement they can not freeze you money. So there is nothing I believe you do at this point but let them get the money

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