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    khaselman's Avatar
    khaselman Posts: 3, Reputation: 1
    New Member
    		  
    #1

    Oct 28, 2008, 01:43 PM
    Rental home grease fire
    Renters had a grease fire with 5000.00 damage. Renters have personal coverage. Landlord has 500.00 deductable. Landlord insurance wants to depreciate appliances burned leaving landlord with large money loss. Renters say their insurance will pay. Who's responsible. Can I deduct from damage deposit if they don't fully cover the cost.
    Wisconsin
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #2

    Oct 28, 2008, 06:17 PM

    Renters insurance should pay first since it was their fault, then the renter should pay, even out of their own pocket any amount their insurance does not pay.

    Landlord or his own insurance should not have to pay anything
    rockinmommy's Avatar
    rockinmommy Posts: 1,123, Reputation: 82
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    #3

    Oct 29, 2008, 10:42 AM

    I 100% agree with Fr_Chuck. The landlord should not have to pay anything. This should be turned into the tenant's renter's insurance. Typically renter's insurance has a very low deductible and pays replacement cost for anything damaged - not depreciated cost.
    khaselman's Avatar
    khaselman Posts: 3, Reputation: 1
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    #4

    Oct 31, 2008, 09:05 AM
    :D
    Quote Originally Posted by rockinmommy View Post
    I 100% agree with Fr_Chuck. The landlord should not have to pay anything. This should be turned into the tenant's renter's insurance. Typically renter's insurance has a very low deductible and pays replacement cost for anything damaged - not depreciated cost.
    Thanks for the help
    rockinmommy's Avatar
    rockinmommy Posts: 1,123, Reputation: 82
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    #5

    Oct 31, 2008, 09:06 AM
    Quote Originally Posted by khaselman View Post
    :D

    Thanks for the help
    Let us know how it turns out. It's always good for us to hear what REALLY happens - not just what's "supposed" to happen.

    ;)
    khaselman's Avatar
    khaselman Posts: 3, Reputation: 1
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    #6

    Oct 31, 2008, 09:53 AM
    :rolleyes:
    Quote Originally Posted by rockinmommy View Post
    Let us know how it turns out. It's always good for us to hear what REALLY happens - not just what's "supposed" to happen.

    ;)
    Will do
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