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    kbird8's Avatar
    kbird8 Posts: 2, Reputation: 1
    New Member
    		  
    #1

    Sep 23, 2008, 09:09 PM
    Served with complaint by Capital One
    Hello:
    I've been served with a complaint by Capital One on one of those subprime credit cards. I originally had a $300-$400 credit limit. They are suing me for $1600 including attorney's fees. I am a paralegal so I am familiar with the law and legal terminology, but have never worked in debt collection. I will be appearing in Pro Per. I need to answer the complaint. I believe the complaint is barred by the statute of limitations since the debt is over 4 years old. Does anyone have a sample answer as well as the sample discovery that I need to send out to validate the debt?

    Thanks, much !
    mr.yet's Avatar
    mr.yet Posts: 1,725, Reputation: 176
    Ultra Member
    		  
    #2

    Sep 24, 2008, 05:15 PM
    This link may help you

    Debt collection statute of limitations listed by state
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