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My mother's credit card
My 94-year-old mother now lives in a nursing home for 1 year, due to Alzheimer's Disease and partially blind. She has no income, no assets, and nothing because she is on a Medicaid. What I am worried about is her credit card (no longer in active since she moved into the nursing home), she still owes that. I'm trying to pay and help some of that, but I find myself having a very difficult time and I stop paying for it because I now am retired and am on a Social Security check. I have a grown adult son living with me because he is unemployed associate sales and my health-care insurance has doubled as much as since I am retired for 1 1/2 years. I have talked to bank official about that, she told me what to do was to write a letter and send it along with copy of my P.O.A. papers to the credit card financial center and ask them please to pay-off or some with the disability insurance my mother has inside her credit card, but unfortunately, they demanded an original document of P.O.A. papers with a seal on it. I do not have an original one, so I contacted the lawyer who performed this P.O.A. papers several years ago, but she refused and backed me out, she was very rude to me (I think she does not like me, I do not really know why). I do not want any harassment or threaten from any call from the credit card or collections. I do not know what to do!
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This is your mother's debt, not yours if I understand correctly. I am assuming that you a not a joint holder on the credit card. You do not have any obligation to pay her bills for her. They will eventually have to try to collect from her estate.
Sounds like the attorney that prepared the P.O.A. needs to be reported to the Bar Assn. or Attorney Grievance Commission. |
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Send the cc company a letter { certified} stating that you are not responsible for her debts and
State that she is in a nursing home and has alzhimiers etc and if they wish to pursue this debt go ahead she is judgement proof, AND if she has any thing they will have to wait until her death to collect and tell them to not bother you anymore about a debt that is not yours |
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