Ask Experts Questions for FREE Help !
Ask
    OUZO's Avatar
    OUZO Posts: 7, Reputation: 1
    New Member
     
    #1

    Aug 8, 2008, 03:45 PM
    Collection Agency
    Sued By credit Card Company. I answered the summons, went to court, was referred to mediation. In between the court date and the mediation date I received a motion for summary disposition, also with that they provided all the statements, the bill of sale, affidavits etc. Nothing with my signature on it. My question is after reviewing the documents, there are 2 different account numbers on the statements. Would this be an issue to bring up in my response, or would I be better off settling with them? Mediation is to be held for the first part of sept.
    Thank You
    progunr's Avatar
    progunr Posts: 1,971, Reputation: 288
    Ultra Member
     
    #2

    Aug 8, 2008, 03:48 PM
    If you feel that they cannot validate or prove the debt is yours, you shouldn't mediate anything. No proof of the debt being yours, means they can't prevail in court.

    Are you willing to take that chance? Do you already know that the debt is yours, and it is valid, and are you willing to risk that they cannot prove it at a hearing?

    If so, tell them to go pound sand.

    If not, I would do my best to negotiate the lowest settlement possible and settle it.

Not your question? Ask your question View similar questions

 

Question Tools Search this Question
Search this Question:

Advanced Search

Add your answer here.


Check out some similar questions!

Collection Agency [ 8 Answers ]

After filing my answer to the summons& complaint (for credit card debt) venue Michigan. I received a notice for a hearing. It is next month. The collection agency is suing me (not the credit card co.) Just the other day I received a copy of a summons sent from the collection agency to the credit...

Collection agency [ 1 Answers ]

Can a collection agency still sue you, if you are making monthly payments; even though its not the amount they want you to pay?

Trying to pay collection agency [ 1 Answers ]

Hi, I am in the process of paying off my old debts. I have one that is in collection they agreed to me paying 50.00 a month over the phone I asked for something in writing and never received the letter. I have since sent them 2 letters and nothing yet. They have even stopped calling me and when...

Collection agency [ 1 Answers ]

I have an outstanding debt, after losing a job, I tried to make payment arrangements with them, but they said if I didn't pay half today and half in a month they would not make any arrangements with me. Can they do that? They said it would be a charge off. I have asked for things in writing,...


View more questions Search