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    jaden316's Avatar
    jaden316 Posts: 8, Reputation: 1
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    #1

    Aug 5, 2008, 09:14 AM
    Frozen account/garnishment
    I live in NY State. Approximately 1 month ago, I had my bank accounts frozen due to a long overdue credit card debt. I contacted the creditor who wanted the entire amount to release the accounts. I was unable to pay. They sent a garnishment arrangement letter to my local Sheriff's Office, but are still refusing to release the hold. Can they keep my bank accounts frozen when a garnishment arrangement has been established?
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #2

    Aug 5, 2008, 10:32 AM
    Quote Originally Posted by jaden316
    I live in NY State. Approximately 1 month ago, I had my bank accounts frozen due to a long overdue credit card debt. I contacted the creditor who wanted the entire amount to release the accounts. I was unable to pay. They sent a garnishment arrangement letter to my local Sheriff's Office, but are still refusing to release the hold. Can they keep my bank accounts frozen when a garnishment arrangement has been established?

    They can do nothing without a Court Judgment against you - do they have a Judgment? That's step #1.
    jaden316's Avatar
    jaden316 Posts: 8, Reputation: 1
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    #3

    Aug 5, 2008, 10:47 AM
    They do. I received something in the mail a while back stating that the judgement had been entered against me. I had a garnishment in the past. With that one, once I received the judgement in the mail, approximately 2 weeks later, my payroll department contacted me to let me know when the garnishment would begin. However, I have never had my bank accounts frozen.
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