[kaohsi]

I got a letter from Wellsfargo which denied my credit card with only discriminative reason:
"Not a permanent resident of US"

How do I go about suing Wellsfargo?


Richard

I got a letter from Wellsfargo which denied my credit card with only discriminative reason:
"Not a permanent resident of US"

How do I go about suing Wellsfargo?


Richard

[N0help4u]

Does it say IN THEIR papers that they do not discriminate against non permanent US residence?
Do you have a social security #?

Try Bank Of America or Citibank I heard they will even give credit to illegal aliens.

These are the basic discrimination laws that cover work, housing and other things
Federal Laws Prohibiting Job Discrimination: Questions And Answers

[Fr_Chuck]

There is no law suit, a lender may decide their own reasons to lend or not to lend.
Legal status in the US is a perfectly legal reason not to lend money or even hire or not hire.

Your citizenship is not a protected status, if you were denied because you were from russia, that may be, but sorry no grounds for any suit of any type.

[lmangileri]

I don't know if that would be considered discrimination. Don't you have to be a US resident to get a credit card in the US? I mean no offense but that just makes sense to me.

[Wondergirl]

That's not discrimination.

[J_9]

Sorry, but you were not discriminated against. Anyway, can you afford to sue such a large company with multimillion dollar attorneys?

[Alty]

Not discrimination, you do not have a case.

[excon]

Hello:

Just for reference purposes, he's not a permanent resident of the US. That doesn't mean he's an illegal alien. You guy's been watching too much Lou Dobbs.

excon

[N0help4u]

But does he still have a right to get a credit card when they stated that as the reason?
Does he have a case against them?
I don't see it but then I am not the Wells Fargo either.

[JudyKayTee]

I got a letter from Wellsfargo which denied my credit card with only discriminative reason:
"Not a permanent resident of US"

How do i go about suing Wellsfargo?


Richard

I got a letter from Wellsfargo which denied my credit card with only discriminative reason:
"Not a permanent resident of US"

How do i go about suing Wellsfargo?


Richard

Banks are allowed by Fed and State statute to set up their own rules in certain categories - I see no discrimination here.

Now, if they said they wouldn't lend you money because you're a citizen of {fill in a country}, then you'd have discrimination!

[kaohsi]

Hey guys, try to have a look the people around you, does it necessary a person who has a credit card must have US Green Card? I have friends who are student and h1b worker having credit cards without any problem. Responding to NoHelp4U's question, the paper did say that they don't against applicant's nationality, race... etc. So please tell me, what I supposed to do if they denied my application with just a single reason saying I am not US Permanent Resident? I do have SSN and have been working in US since last year October.

[N0help4u]

If you read the link I gave it makes a distinction from nationality and race from a non USA resident.
Do you have a ssn or any form of being a (semi) legal resident?

National Origin Discrimination

* It is illegal to discriminate against an individual because of birthplace, ancestry, culture, or linguistic characteristics common to a specific ethnic group.
* A rule requiring that employees speak only English on the job may violate Title VII unless an employer shows that the requirement is necessary for conducting business. If the employer believes such a rule is necessary, employees must be informed when English is required and the consequences for violating the rule.

The Immigration Reform and Control Act (IRCA) of 1986 requires employers to assure that employees hired are legally authorized to work in the U.S. However, an employer who requests employment verification only for individuals of a particular national origin, or individuals who appear to be or sound foreign, may violate both Title VII and IRCA; verification must be obtained from all applicants and employees. Employers who impose citizenship requirements or give preferences to U.S. citizens in hiring or employment opportunities also may violate IRCA.

Even though that is referring to employment I am sure the credit card company abides by the same rules for the most part.

[ScottGem]

Then go to the card issuers your friends used. Unless you can prove that Wells Fargo issued cards to non permanent residents, but refused you a card only for that reason, there is no discrimination.

[twinkiedooter]

Wells Fargo makes the rules as to who they will issue a credit card to. Apparently you did not qualify as you did not meet their criteria. You have no discrimination case here. Sorry.