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    nezzie's Avatar
    nezzie Posts: 1, Reputation: 1
    New Member
     
    #1

    Jul 14, 2008, 02:37 PM
    Bank accout issue
    OK here is my problem I received for $2500 checks in the course of a week or 2 I took them to my bank and deposited them they held them for 2 and some times over the weekend to verify if the funds were avalible and OK to transfer them to my account well when I went to pull some money out I asked if it was OK or shall I leave it in my account longer the mangment and employes said it was fine because the funds were avalible and that's why the check stayed or 2buisness day 2 check funds well 2 to 3 weeks later I go 2 my deposite some money and my account says I'm 10,000 negative WHAT THE HELL well now its on my credit and there tryn 2 sue I talked to a lawyer that said that's what banks do when the now the messed up they try 2 strong arm you for there mistakes well my problem is how can I get it of my credit can I take them to cour what can I do 2 get it off it is NOT my fault
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
    Uber Member
     
    #2

    Jul 14, 2008, 02:40 PM
    Quote Originally Posted by nezzie
    ok here is my problem i recived for $2500 checks in the course of a week or 2 i took them to my bank and deposited them they held them for 2 and some times over the weekend to verify if the funds were avalible and ok to transfer them to my account well when i went to pull some money out i asked if it was ok or shall i leave it in my account longer the mangment and employes said it was fine because the funds were avalible and thats why the check stayed or 2buisness day 2 check funds well 2 to 3 weeks later i go 2 my deposite some money and my account says im 10,000 negative WHAT THE HELL well now its on my credit and there tryn 2 sue i talked 2 a lawyer that said thats what banks do when the now the messed up they try 2 strong arm u for there mistakes well my problem is how can i get it of my credit can i take them to cour what can i do 2 get it off it is NOT my fault

    First, you are legally entitled to post an explanation as part of your credit report(s).

    You could also take the bank to Small Claims Court, win, and then forward that Judgment to the credit agencies and demand that the information be removed.

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