Ask Experts Questions for FREE Help !
Ask
    zxcv1234's Avatar
    zxcv1234 Posts: 1, Reputation: 1
    New Member
     
    #1

    May 17, 2008, 02:57 PM
    Judgement filed after debt was paid
    I had a small claims against me for $652.00. I paid the debt via cerified funds to the debtor five days before the court hearing. A judgement was still entered against me and is killing my credit score. Is the court or the debtor responsible to notify the credit bureaus? What can I do? I have copies of everything. HELP. KJ
    progunr's Avatar
    progunr Posts: 1,971, Reputation: 288
    Ultra Member
     
    #2

    May 17, 2008, 03:08 PM
    The plaintiff needs to file a satisfaction of judgment with the court house.

    Once that is done, the court will report to the credit bureau that the judgment has been satisfied.

    You may be able to provide evidence to the court that this is paid and get the satisfaction yourself, I've never known
    Of that being done though.

    It will remain on the bureau, but will show satisfied judgment instead of judgment.

    Were I you, I would be looking into getting the judgment dismissed, based on the grounds that it was paid in full at the time of the hearing.

    I assume, you didn't go to the hearing because you knew it had been paid?

    It's too late now, but you should have shown up with the receipt and avoided this mess
    All together.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
    Expert
     
    #3

    May 17, 2008, 03:30 PM
    Yes, note for others reading this, if you pay after notice for a hearing, appear in court with your proff of paymnet, if not if you don't appear often a judgement is awarded.
    Loan_Guy's Avatar
    Loan_Guy Posts: 83, Reputation: 6
    Junior Member
     
    #4

    May 19, 2008, 04:48 PM
    Take the receipt and all other supporting paperwork to the court and ask that the judgment be overturned / dismissed. Be very clear what you want and that you expect it to be removed from your credit report, not shown as paid / settled.

    Granted, you should have shown up in court, but you were probably told that they would dismiss the suit if you paid and they lied to you. Happens all the time...

    LG

Not your question? Ask your question View similar questions

 

Question Tools Search this Question
Search this Question:

Advanced Search

Add your answer here.


Check out some similar questions!

Judgement filed after bankruptcy filed [ 3 Answers ]

I was summoned to appear in court on 4/15/05 for a delinqeunt debt to a credit card company. On 4/28/05, I filed bankruptcy but on my credit report the company filed a judgement on my report on 5/5/2005. Can they put a judgement on my credit after I have filed bankruptcy?

Effects on Credit with Debt Not Paid at all VS Debt pain in Settlement [ 2 Answers ]

I lost like 140k in a home foreclosure. The first mortgage bank cancelled my debt and sent me 1099c. The second mortgage bank sold the my loan for $102,500.00 to debt collector. Now Saxon mortgage who currently owns my loan, is giving me an offer to settle with $5000. I can't come up with that...

I have had an old credit card debt judgement filed against me. [ 1 Answers ]

I received a business card on my door one day from someone from the sheriffs department. I called the number on the card and was told that I was being served papers from a credit card company or something and being sued. So, he asked if I was home and he could stop back by to serve and I wasn't...

Judgement to be filed against me [ 1 Answers ]

Someone is getting ready to file a judgement against me for $500. I rented a warehouse which was beside an auction house. The power for both buildings ran on the same meter. I am moving out now and the auction house people say I owe them $500 for power bill. There is no contract for the renting...


View more questions Search