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    entzone's Avatar
    entzone Posts: 1, Reputation: 1
    New Member
    		  
    #1

    May 16, 2008, 06:02 AM
    Judgement Process
    Hello:
    I had a job loss in 2004 and claimed bankruptcy in 2005.
    Another job loss last year and am still seeking gainful
    Employment. I have cc companies that are threatening
    To put a judgment on me. I am a sitting duck because
    Of the BK three years ago. What is the process? I have
    Had two law firms contact me, one I negotiated with,
    The other yesterday said they were going to "proceed
    forward with legal action".

    I am concerned for my checking accounts. How soon before
    They can go in and take what is in there?

    Thanks
    slowandeasy's Avatar
    slowandeasy Posts: 353, Reputation: 14
    Full Member
    		  
    #2

    May 16, 2008, 01:37 PM
    Ok let me see if I can understand what you are saying, Since the bankruptcy in 2005
    You used more credit cards ,can't pay them and now they are seeking legal action against you? Give us a little more information. How far behind are you ? What is the total amount? As far as your checking account they can only get to that if they get a judgement
    From the court and if you are in a state that allows wage garnisments they can do that to
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