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    edbanks31's Avatar
    edbanks31 Posts: 2, Reputation: 1
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    #1

    Apr 13, 2008, 03:15 PM
    Signature Fraud on a Auto Loan
    Maybe someone can point me in the right direction. When I was in Iraq my Ex wife went and purchased a brand new car and forge my signature. She didn't use a POA to purchase the car. The person who sold her the car told her to forge my signature. Now I am stuck with a repo on my credit report. I talked to the people that finance the car and they said they couldn't help me. What do I do?
    tickle's Avatar
    tickle Posts: 23,796, Reputation: 2674
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    #2

    Apr 13, 2008, 03:26 PM
    I am really sorry but your post sounds kind of unreal. Sounds like a bit of fraud from the guy who sold her the car. Do you know who he is, what car lot it was, do you have the paperwork? Need more information in order to help you.
    N0help4u's Avatar
    N0help4u Posts: 19,823, Reputation: 2035
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    #3

    Apr 13, 2008, 03:34 PM
    Was she your wife at the time or ex?
    edbanks31's Avatar
    edbanks31 Posts: 2, Reputation: 1
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    #4

    Apr 13, 2008, 03:53 PM
    No I don't know who the person was. I do know the car lot where she got the car from. Yes I still have the paperwork.


    And she was my wife at the time
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #5

    Apr 13, 2008, 04:17 PM
    1. Was she your wife at the tme
    2. did she have a Power of Attoreny, she does not have to show it for it to be valid, just having one is all that is needed. So if she had one, then the signing would be valid.

    3/ if she did not have your permission or POA available, then you file a police report for fraud against her, you send a copy of the police report to the lender stating that this was not your sign and that you are to be released from any liablity.. You then also send a copy of the police report to the credit reporting agency and challenge the report.

    4. you then also sue your ex in civil court for any and all costs of correcting this error on your report and any legal costs invovled in correctingt the fraud.
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