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    tekturna's Avatar
    tekturna Posts: 2, Reputation: 1
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    #1

    Apr 7, 2008, 09:17 AM
    How to proceed after Levy placed on joint account
    Our joint account has a levy placed on it. We were out of state and returned to discover that the account was closed. It is due to my spouse's previous judgement. It was a 10 year old credit card. He never was served with the judgement.
    My question is what happens now? If the money in the account was not enough to cover the debt, what can they do further?
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #2

    Apr 7, 2008, 10:11 AM
    Well if you were never served, you can challenge the judgement in court by filing a motion to over turn the judgement due to improper service to start with. But if you were notified of the judgement, there is no future notice for any levy on the account.

    You will still owe and they can try garnishing his wages if allowed in your state, they can wait till you get a new bank account latter and do the same thing for some things they can do
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
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    #3

    Apr 7, 2008, 10:16 AM
    Quote Originally Posted by tekturna
    It is due to my spouse's previous judgement. ... He never was served with the judgement.
    So how did you know there was a previous judgement if he was never served??
    tekturna's Avatar
    tekturna Posts: 2, Reputation: 1
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    #4

    Apr 8, 2008, 05:55 AM
    Thanks for your replies.We found out when we applied for a loan. The judgement was never served. Can they get someones' wages in Florida?
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
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    #5

    Apr 8, 2008, 06:17 AM
    How long ago, did you apply for this loan? Did you do anything about the judgement at that point?

    Yes, under certain conditions your wages can be garnished.
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