[ava1234]

I received a summons for a credit card debt. I am sick with worry. I am unemployed, divorced and all alone. The summons says I have 10 days to answer, it also says I physically do not have to go to court to answer. I have no idea what I should be doing.Please I need some answers

[slowandeasy]

Hello ava1234

The one thing you do not want to do is to ignore the summons because if you do the cc company will get a judgement by default and that gives them the right to attach your wages when ever you return to work or attach your bank account.

[ava1234]

Do you think its right for potential employers on applications to ask for the right to check your credit history? Maybe that's why you need a freaking job to begin with!

[ava1234]

Do you think its right for potential employers to inquire about your debt? Applications lately say they will do a background check of your credit, what gives them the right? That is why in the first place, I am seeking a job, to pay off my freaking debt.