[Darcyd26]

I don't know what to do, we are going to be sued by the 15th. I have to pay Hollis G. Price jr $1800 or face a lawsuit. Problem is, this is for a bal. transfer that I did not approve of. I made a payment to my credit card as I always did back in Dec. of 2006 online. I always use my bank account, and I never pay more than $35. Well after reviewing my bank account a cpl days later I see that there is a $1600 pending transaction going through for my CC. I panicked and called my bank and they said not to worry about it, I only have $500 in overdraft protection so not to worry. Low and behold $1600 appears as a payment on my CC. I should've called them and asked about it, but I didn't. Come to find out (after checking my credit report) that I have a CC that was used as a bal. transfer. I didn't sign up for this card, I have no idea where it came from. Well now they are going to sue us for $1800. I don't know what to do, they won't take a lesser amount. I don't have the $. What should I do? I could probably get the $, should I just pay them and be done with it?? :confused:

[LisaB4657]

If you are in the US then call your state's Dept. of Banking to report it. They may be able to stop the lawsuit while they investigate.