[sweet_2_u]

:( We are trying to get approved for a new trailer. Our title company did a search and found some judgments that we did not know we had. We have taken care of all but 1. This company has not responded to any of our inquiry's. It has been almost 2 months now and still nothing. This judgement was not on our credit report, just on public record. What can we do about getting it taken off our record at the courthouse if this company never responds. It's holding everything up and until we get this settled we can't close on the loan.
Thanks

[ScottGem]

Have you confirmed the company is still in existence? Have you tried sending them a certified letter Return Receipt Requested? Have you asked the court what would be the procedure if they don't respond?

[Dr D]

Scott's advice to ask the court about their procedure involving a creditor who doesn't repond should be the first thing that you do. In many cases the lender will fund the loan if you deposit enough money to satisfy the judgment with the title company for them to remit to the creditor. Ask your lender to see if this will work. In most states the law requires the creditor to fill out a Satisfaction of Judgment and send it to the court, where it is processed, and then should be recorded in the county record, so that the world knows that the debt has been satisfied. Far too many creditors are lazy, and fail to do this. Good luck.