Ask Experts Questions for FREE Help !
Ask
    snuggle227's Avatar
    snuggle227 Posts: 1, Reputation: 1
    New Member
     
    #1

    Nov 19, 2007, 04:37 PM
    Can you refiance with a credit score in the 300
    Not sure if I can refiance with a credit score in the 300's.. if I can where should I go

    Thanks
    JDKR's Avatar
    JDKR Posts: 10, Reputation: 1
    New Member
     
    #2

    Nov 29, 2007, 05:11 PM
    You might find someone that will not pull credit - it is going to be extreme rate though... maybe you can look into an FHA loan - they may do it
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
    Expert
     
    #3

    Nov 29, 2007, 05:56 PM
    A private lender perhaps, also what is your current debt to income ratio, what is your current income. If you don't owe anything else and make lots of money, who knows. But at 300, most likely not able to borrow money for a cup of coffee

Not your question? Ask your question View similar questions

 

Question Tools Search this Question
Search this Question:

Advanced Search

Add your answer here.


Check out some similar questions!

FICO Credit Score: Maintain a 50% debt to credit-limit ratio on _each_ card? [ 1 Answers ]

I have been advised that I should transfer part of a balance of one credit card to another card in order to maintain 50% debt to credit limit ratio on _each_ card even though my _total_ debt to credit limit ratio is already below 50%. (Most of the debt is on one card for convenience.) I could...

Get credit score [ 2 Answers ]

How do I get a free credit score with no strings attached?

My brother's credit debt harming my credit score! [ 2 Answers ]

Just some background information- my brother has many, many debts. (he is a lawyer that just never succeeded and has no real work ethic) So he uses my father's credit cards, pays the minimum amount every month, and he basically lives off my father's credit cards for all of his expenses. My brother...

Can I avoid a $6,300 judgement from credit card summons [ 3 Answers ]

I was recently served a summons from a lawyers office claiming they represent Chase bank on a $6,300 balance on a closed credit card. I just started a new business a year ago and went through some really difficult start up months with very limited to negative cash flow resulting in missed...

Credit Score... [ 4 Answers ]

Someone might have asked this question, but there are so many posts that I couldn't go through them all. My question is: How many points does one's credit score go down, after, let's say a bank or a car dealer check the credit to see if you qualify? :confused: Thanks in advance.


View more questions Search