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    mssgreen5's Avatar
    mssgreen5 Posts: 1, Reputation: 1
    New Member
    		  
    #1

    Nov 14, 2007, 01:01 PM
    Credit Card Judgement & Lien
    Can a collection agency get a lien against my car if its not paid off? I know they will file a judgement against me, but I thought the lien could not be done if I don't own it as of yet.
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #2

    Nov 14, 2007, 01:07 PM
    First, it is unlikely that a credit card company can file a lien against real property for unsecured debt. However, if they get a judgement they can garnish your salary and attach liquid assets.

    Even if they were able to file a lien it would be secondary to the lender you borrowed the car loan from.
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