 |
|
| Browse | Ask | Answer | Search | Join/Login |
|
|
||||
|
Credit card Debt
I am a young 21 yr old female. I have debt in the amount of $12,000-15,000 dollars. At the age of 18, I used credit like it was going out of style. However, no one told me NO. I made the mistake of not paying and now, I have judgements against me, and at the age of 21, I live paycheck to paycheck. I can't even put money into the bank, they will take it. Im sure some of you can relate. However, I will get a lawyer and file bankruptcy eventually. When I save enough money for the lawyer that is. What are my options? Before I file bankruptcy. I live in a home with my boyfriend with semi-ok credit. We eventually would like to get married and own our home. Will my debt jepordize this opportunity? Will my "husband" go down with me? Even if I made the debt before we were married? PLEASE HELP. I was young and nieve, now I'm trying to be responsible and finacially stable (HOPEFULLY) Any suggestions? Thanks! :(
|
||||
|
||||
|
For starters, you will be filing the bankruptcy as an individual, not jointly, so your future husband will not go down with you. However, if and when you two decide to try and purchase a home, the bankruptcy on your credit may throw some kinks in the process if you intend to be on the mortgage. If the loan does go through in both names, your husbands credit will not be effected due to your bankruptcy.
|
||||
| Question Tools | Search this Question |
Add your answer here.
Check out some similar questions!
I am currently fighting a credit card debt action filed against me by Unifund. The issue is whether credit card debt is open account debt subject to 3 year SOL in the State of Washington or a written agreement debt subject to 6 years. I asked the same question on another forum and received an...
I have been advised that I should transfer part of a balance of one credit card to another card in order to maintain 50% debt to credit limit ratio on _each_ card even though my _total_ debt to credit limit ratio is already below 50%. (Most of the debt is on one card for convenience.) I could...
I have a 401K plan with approximately 18,00 in it. I am in credit card debt, can I withdraw what I need to pay off my debt. [email protected]
I owe a credit card company. The account has been written off through the company. I was paying through a collection agency and the interest is growing fast. Now they are filing a judgement against me for twice the amount of the original debt. How do I get the interest off and pay only what I...
Hi---I have six credit card balances going and recently became unemployed. The biggest amount I have is 3,300.00, with other smaller balances on the other five. The biggest one has a credit limit of 9,400.00. I was wondering if it would be good to transfer all of the smaller ones (balances) to...
View more questions Search
|
