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ky37m · Oct 13, 2007, 10:04 PM

A Few Months Ago I Got Behind On Some Bills. There Was A Strike At Work And Needless To Say, I Went Over A Month Without A Paycheck.
So Here Is My Situation, I Am 2 Payments Behind On My Car, 1 Pymt Behind On My House And All My Bills Are Late.
I Went Back To Work In May And Because Of A Shortage Of Man Power, I Have Been Working 70 Hrs Per Week. I Still Can't Get Caught Up. Each Payday, I Have To Pay Something Up To Date Along With Outrageous Late Charges And No Matter What I Do, I Can't Get It Together. It Seems Like An Unending Circle That I Can't Break. I Can't Borrow Money From Family Or From A Lender. Im Pretty Much On My Own. What Little Savings I Had Was Used Months Ago. I Make A Decent Wage And Have Even Took A Second Job But Im Getting Very Discouraged. Everyone Is Profiting From My Long Hours Except Me. Any Suggestions Would Be Great!
Ps. I Forgot To Mention That I Have Two Kids. 16 And 18. The 18 Yr Old Is Graduating This Year And Everyday The School Is Wanting Money Senior Expenses, Ie Cap And Gown Etc

RB2200 · Oct 13, 2007, 11:32 PM

Originally Posted by ky37m

A Few Months Ago I Got Behind On Some Bills. There Was A Strike At Work And Needless To Say, I Went Over A Month Without A Paycheck.
So Here Is My Situation, I Am 2 Payments Behind On My Car, 1 Pymt Behind On My House And All My Bills Are Late.
I Went Back To Work In May And Because Of A Shortage Of Man Power, I Have Been Working 70 Hrs Per Week. I Still Can't Get Caught Up. Each Payday, I Have To Pay Something Up To Date Along With Outrageous Late Charges And No Matter What I Do, I Can't Get It Together. It Seems Like An Unending Circle That I Can't Break. I Can't Borrow Money From Family Or From A Lender. Im Pretty Much On My Own. What Little Savings I Had Was Used Months Ago. I Make A Decent Wage And Have Even Took A Second Job But Im Getting Very Discouraged. Everyone Is Profiting From My Long Hours Except Me. Any Suggestions Would Be Great!
Ps. I Forgot To Mention That I Have Two Kids. 16 And 18. The 18 Yr Old Is Graduating This Year And Everyday The School Is Wanting Money Senior Expenses, Ie Cap And Gown Etc

Sure contact the nearest credit counseling agency , they will contact the credtors and mange paynents for you... Hard to get in to Credit Counseling so stay on them even if the appts is six months later