[mzcharity]

I Have Been Married 2 1/2 Years And My Husband Want Me To Put Him On My Mortgage But I Was Buying The House 4 Years Before I Met Him What Do I Do

[startover22]

Why wouldn't you want to put him on the mortgage? Do you not trust him? You have to make a decision. You can say no, there is no law against it, if your heart is telling you not to then don't. If you put him on then he is able to get some of it if anything happens to the marriage... I wish you the best of luck! Start

[nicespringgirl]

Depends on which State you live, in some States, any private property before marriege belongs to the one who owns it.

I understand what you mean, it's hard but you have to make a decision. Try to consult with a CPA see what will happen if you end up divorce in the future, who is getting what portion of the asset.

Lots to do... good luck on making the final decision.

[RubyPitbull]

Ummm, putting someone on a mortgage jointly is far different than putting him on the title of the house. Being on the mortgage jointly only allows him the responsibility of taking on your debt. It doesn't mean he will own the house jointly with you. That is what a change in title does. So, is he really asking for joint ownership of the property? If that is the case, do both of you have joint ownership in all of each other's personal accounts/holdings, or do each of you maintain your own accounts and properties? If he has his own money, and isn't willing to place you on all his accounts so they are held jointly, then it stands to reason, you have every right to want to keep the house in your name only. If you both share everything, and you have joint ownership to everything he owns, then this shouldn't be an issue, unless your income far exceeds his and he really doesn't have anything to speak of. Since you are asking this question, I can assume that his pushing you about this is making you uncomfortable. Go with your gut instinct. You bought the house. If he wants to be added to the title, you need to apply for a new mortgage in both your names so you both are responsible in the eyes of the law, for repaying the mortgage. If you both have separate finances, before you change the title of the house into both your names, he should also be paying you for half of the equity that you have put into the house yourself. So, if you have put in $50,000 of your own money, he needs to give you $25,000 so that his contribution is equal to yours.

[talaniman]

If he wants half the benefits he should be willing to share half the responsibility. Do you share other finances and does he bring any thing to the table? Consult with an attorney, or accountant before doing anything.