[felixthecat17]

I have a few debts, and there are collectors calling. I am inquiring about starting a new checking account, but I am afraid that the collectors or anyone might be able to put a freeze on the account. I have children, and it would be easier for me to have a checking account to handle my financial matters. Thank you.

[tickle]

I don't understand your reasoning. If you feel that someone may put a freeze on your account, why do you want another checking account ? Why not keep cash on hand to pay your bills if you want to keep your money intact.

[Fr_Chuck]

You said a "new" do you already have one, is it frozen?

To freeze your checking accouts they have to file and serve you notice of a law suit for a judgement, with the judgement they can freeze your checking account.

If things are getting to that point, yes it would be better not to have one.

[ScottGem]

They can't freeze your account until they obtain a judgement against you. So you would have ample warning about the possibility of an attachment.