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Friend used credit card.
Ill try to make a long story short. Last year I lent a friend 1500 bux. No big deal right..? I was at his house one day using his computer to pay for some stuff I bought on e-bay. I forgot the credit card on his desk. I went back the next day picked it up. Well I started noticing more and more transactions on my card. I confronted him and he said "ill pay it back dont worry" we slap me stupid, afraid to take action sooner for fear of never getting paid back because he was paying, I know have around 5600 on my credit card that isn't mine. I can't hardly pay my other bills right now let alone worry about this. What can I do what actions can I take to get this debt away from me and make it his where it belongs? Thanks to anyone that can help give insight. :confused: :mad:
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Call the credit card company and have them freeze the account. Better yet, tell them your card was stolen, the account should be cancelled entirely, and he shouldn't have access to it in case he wrote the number down somewhere. As for the debt, get in writing from your friend a promissory note to pay back all the money he owes you in case he tries to avoid doing so. Write dates down that he is supposed to pay you in case he does not pay in full. Hopefully he won't skip out on paying you, but using your credit card without your permission is a crime, remind him of that if you need to.
In the future, don't lend this person any more money and keep a closer eye on your credit cards. |
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First of all, let's be clear, THIS PERSON IS NOT YOUR FRIEND. When you use someone's credit card without permission, it is called STEALING!
For God's sake, call your credit card company, let them know that there are charges on your card that are not your's and get another card with new numbers. Don't let your "friend" know that credit card actions you are taking. Get your "friend" to sign a promissory note. If they refuse, you can always press charges for identity theft. I'm not sure of the extent of your relationship with this person, it might be worth it to press charges anyway. Whatever you do, make sure that you financially protect yourself! PUT YOURSELF FIRST! |
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