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    BELLACAROLINA813's Avatar
    BELLACAROLINA813 Posts: 1, Reputation: 1
    New Member
    		  
    #1

    Jun 28, 2007, 09:12 AM
    How to answer a complaint for a credit card debt
    How can I answer a credit card debt that is taking me to court? I am not working now for two years. What can I say in my complaint letter?
    mr.yet's Avatar
    mr.yet Posts: 1,725, Reputation: 176
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    #2

    Jun 28, 2007, 09:19 AM
    File Notice of: Intend to Defend, and hereby demand strick proof of the alleged debt.
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #3

    Jun 28, 2007, 12:18 PM
    You simply ask for validation of the debt claiming you are not sure this is a valid debt.

    But, if the creditor has the proof, then not working or not being able to afford to pay is not a defense. The creditor will obtain a judgement against you. Whether you have any assets they can then attach is another issue. But having the judgement means they can wait until you do have assets.
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