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    bak0033's Avatar
    bak0033 Posts: 6, Reputation: 1
    New Member
     
    #1

    Feb 24, 2008, 02:59 PM
    Not sure what Law this would fall under. Ie fraud/ SOL
    Can anyone tell me the statute of limitations on fraud in the

    Province of Alberta. The short of it was a vehicle was bought

    Jointly between myself and my wife at the time. This was in Mar.

    Of 99. We split 1 month after the purchase of said vehicle In the divorce I received the vehicle plus the debt for

    It. Approximately 4 months after out separation I exchanged the

    Vehicle straight across for another vehicle. The bank who owned

    The paper on it wanted to have a up to date collateral document

    With the exchanged vehicle being on the paper work for the loan.

    Now this document is to be signed in front of a bank employee

    Who witnesses that both parties who are on the loan (co-signers)

    Sign the paper then the bank employee signs it as a witness to

    This. Well the bank employee sent me this document from her city

    In Alberta, CA to my city in Alberta CA. I signed my name and

    Since there was no way I could even talk to my ex wife during

    Our separation I signed her name also. I then went into a

    Bankruptcy and the bank never even showed up as they thought

    They still had my wife as a co-signer and she would be

    Responsible for this loan. After much ado with the bank, then

    The collection agency. As this was turned over to them. I had

    Written them a letter explaining this fraudulent signing of the

    Bank document (transfer of vehicles) to the collection agency.

    They have since left her alone the bank and the collection

    Agency. But this is still on her credit report. Now 10 yrs after

    The fact she want to charge me with fraud for signing her name

    To the vehicle transfer. My question is "Is there a statute of

    Limitations" on something like this. Thank you in advance. Look

    Forward to your answer. Bak0033
    N0help4u's Avatar
    N0help4u Posts: 19,823, Reputation: 2035
    Uber Member
     
    #2

    Feb 24, 2008, 03:10 PM
    After 10 years the court could say that she had plenty of time to file charges so WHY did she wait until now? It should be in your favor since nothing was done about it by anybody in the past 10 years. My guess, the Judge would probably figure what is the motive, some kind of spite or she got into some kind of difficulty and is trying to use it as a way out.
    She needs to see if she can get it off her credit report after all these years.
    bak0033's Avatar
    bak0033 Posts: 6, Reputation: 1
    New Member
     
    #3

    Feb 25, 2008, 02:09 PM
    I have talked to consumer affairs and to the various bank managers( two banks, two cities) involved with this loan and consumer affairs has told me what she can do to get this off her credit record. But she seems to want it handed down to her on a golden platter as she told me Quote" I WORK I DON'T HAVE TIME TO BE DOING ALL THIS" An this move is a very vindictive move as she is totally mad about something that happened with me regarding her. Nothing to do with this case. So this brings me to the Spite question.Is this something that I should seek legal council on. At the end of the day I guess I'm asking can she bring these charges against me? Is the a statute of Limitations on something like this? Thank you very much for your time. bak0033
    N0help4u's Avatar
    N0help4u Posts: 19,823, Reputation: 2035
    Uber Member
     
    #4

    Feb 25, 2008, 03:49 PM
    It sure does sound like a spite thing. And she doesn't want to deal with it because she works and doesn't have time... wait until she does go to file charges against you I think it would take more time than taking care of getting it off her credit. If she works a Mon-Fri 9-5 job she will miss a day of work to file charges against you and then at least one more day to take you to court and that is two days missed pay.
    The Statute of Limitation is most likely up by now any way.
    bak0033's Avatar
    bak0033 Posts: 6, Reputation: 1
    New Member
     
    #5

    Feb 25, 2008, 05:17 PM
    Thanks for your time. bak0033

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