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    ChrisRakes's Avatar
    ChrisRakes Posts: 1, Reputation: 1
    New Member
    		  
    #1

    Dec 12, 2006, 10:22 AM
    Which is worse
    I have had some creditors file for a judgement, a total that would hurt me for some time if they get 40% a paycheck 'till paid off.
    Would I be better off by filing bankruptcy or excepting the claim.
    GeneGenie's Avatar
    GeneGenie Posts: 53, Reputation: 3
    Junior Member
    		  
    #2

    Dec 12, 2006, 10:43 AM
    More of your financial picture would be needed to answer for sure... but generally speaking, it sounds like you should definitely consider bankruptcy.

    What is your income, monthly expenses and total debt?
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