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    speechlesstx's Avatar
    speechlesstx Posts: 1,111, Reputation: 284
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    #1481

    Nov 21, 2013, 09:40 AM
    Quote Originally Posted by talaniman View Post
    I read through your anecdote again and saving 276 bucks a month where she struggled to pay her premiums before may take family to explain she did pay the right to free health care.

    Took a year for my own mom to realize NOT driving anymore was in her best interest. Don't you agree that your elderly lady in your anecdote benefits from the new law, even if she doesn't realize she EARNED her benefits?

    Her family should help her see that because it's NOT a handout in the first place.It's a benefit she EARNED from her years of being a responsible person! Bet she puts that $276 a month she save to good use.

    Don't you agree?
    Obviously you know better than she what's best for her. That's takes a lot of chutzpah.
    talaniman's Avatar
    talaniman Posts: 54,325, Reputation: 10855
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    #1482

    Nov 21, 2013, 09:45 AM
    Quote Originally Posted by tomder55 View Post
    Won't know for sure until next year when the employer mandate kicks in. My premiums went up ,and many of my staff is now considering dropping to the lower tier option in our plan. I will suck it up and pay the increase .....but again.... the employer mandate will affect millions more .
    How many employees are we talking about Tom? The employer mandate was delayed because of reporting dysfunctions by employers.

    Something to do with verification of hours for the employees.
    speechlesstx's Avatar
    speechlesstx Posts: 1,111, Reputation: 284
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    #1483

    Nov 21, 2013, 09:54 AM
    Quote Originally Posted by talaniman View Post
    How many employees are we talking about Tom? The employer mandate was delayed because of reporting dysfunctions by employers.

    Something to do with verification of hours for the employees.
    "Dysfunction" was an interesting choice, "burden" is the proper word and why is obvious, it won't be enforced until after the election. The "dysfunction" was caused by the regime putting a burden on emploeyers in trying to figure out how to comply.

    The delay in the employer mandate addresses complaints from business groups to President Barack Obama's administration about the burden of the law's reporting requirements.

    “The administration has finally recognized the obvious -- employers need more time and clarification of the rules of the road before implementing the employer mandate,” Randy Johnson, a senior vice president at the U.S. Chamber of Commerce, the nation's largest business lobby, said in an e-mail.
    talaniman's Avatar
    talaniman Posts: 54,325, Reputation: 10855
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    #1484

    Nov 21, 2013, 10:12 AM
    Translation Tom, is how big of a loop hole can they exploit. They buy time until the lawyers get a strategy. EXPLOIT is the goal.

    You know, delay, obstruct, repeal. They are at the delay part, more to come.
    tomder55's Avatar
    tomder55 Posts: 1,742, Reputation: 346
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    #1485

    Nov 21, 2013, 10:21 AM
    What about the employers who had already expended the time and resources to comply ? I'm wondering where the emperor thought he had the authority to delay the implimenting of the employer mandate in the 1st place ? It certainly doesn't come from the Origination Clause. It certainly doesn't come from the Administrative Procedure Act which is the current law which forbids “agency action” that exceeds an agency's statutory authority, is arbitrary, capricious, an abuse of discretion, or otherwise not in accordance with the law.
    http://www.judicialwatch.org/wp-cont...e-Lawsuit2.pdf
    speechlesstx's Avatar
    speechlesstx Posts: 1,111, Reputation: 284
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    #1486

    Nov 21, 2013, 12:41 PM
    More of the 98% of people "unaffected" by Obamacare (via conservative blog CNN):

    Many Americans browsing the Obamacare exchanges are finding the Affordable Care Act isn't living up to its name.

    It's not just premiums that are bringing up the costs. Consumers are finding high deductibles, co-payments and other expenses that make the Obamacare policies seem more like catastrophic plans than comprehensive insurance.

    Those picking a bronze plan, which carry the lowest monthly rates, may have to spend $5,000 or more before the insurance kicks in. The next highest level of coverage, the silver tier, can carry $2,000 deductibles. And once they hit their deductibles, policy holders still have to pay for doctor visits, lab tests and medication.

    "All we ever heard about Obamacare is that it would lower our deductibles and premiums," said Jennifer Slafter, 40 of Mabel, Minn. "That's just not what's happened."

    Slafter and her husband, Steve, are scrambling to find affordable care for themselves and their two children. The exchange's Blue Cross Blue Shield plan was $1,087 a month with a $6,000 deductible, while a Medica plan was $877 a month with a $12,700 deductible. Both are steeper than their current plan.

    "Everything got higher," said Slafter, who is still waiting to hear whether they qualify for a premium subsidy. But even if they do, she said she'd still find it very tough to meet the deductibles.
    Let's review, the BCBS = $13,044 per year with a $6000 deductible

    The Medica plan = $10,524 per year with a $12,700 deductible.

    Why would anyone trying to make ends meet want to even try and do that? I'd take my chances and save the $13 grand. What is affordable about that?
    talaniman's Avatar
    talaniman Posts: 54,325, Reputation: 10855
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    #1487

    Nov 21, 2013, 01:50 PM
    Finally waking up to the gouging that we have been taking from insurance companies? Your employer based insurance is the same way. Haven't used it lately? No major illness or injury?

    But I guess you never dealt with part D before Obama Care either. That too was your free market solution at work. Prices fluctuate, but seldom go down. Insurance company stock is about to skyrocket more than it has, and all you know is the government is taking over your life.

    This is so sad Speech.
    speechlesstx's Avatar
    speechlesstx Posts: 1,111, Reputation: 284
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    #1488

    Nov 21, 2013, 02:28 PM
    Quote Originally Posted by talaniman View Post
    Finally waking up to the gouging that we have been taking from insurance companies? Your employer based insurance is the same way. Haven't used it lately? No major illness or injury?
    What part of Obamacare made it even more expensive are you missing?
    paraclete's Avatar
    paraclete Posts: 2,706, Reputation: 173
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    #1489

    Nov 21, 2013, 02:33 PM
    Quote Originally Posted by speechlesstx View Post
    What part of Obamacare made it even more expensive are you missing?
    I don't think the point is missed Speech, the debate centres around what to do about it, thing is you can't go back unless you force the insurance companies
    talaniman's Avatar
    talaniman Posts: 54,325, Reputation: 10855
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    #1490

    Nov 21, 2013, 03:00 PM
    The market sets the price. Economics 101. Ask any capitalist.
    cdad's Avatar
    cdad Posts: 12,700, Reputation: 1438
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    #1491

    Nov 21, 2013, 03:08 PM
    Quote Originally Posted by talaniman View Post
    The market sets the price. Economics 101. Ask any capitalist.
    The market is being dumped on with bad investments. It is hard for any market to adjust to that.
    speechlesstx's Avatar
    speechlesstx Posts: 1,111, Reputation: 284
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    #1492

    Nov 21, 2013, 03:09 PM
    Quote Originally Posted by talaniman View Post
    The market sets the price. Economics 101. Ask any capitalist.
    And you apparently still don't understand that when you require more coverage and add more risk it will necessarily cost more. All your dodging aside the fact is the whole thing was sold on lies, you ignored our warnings and now you have no sympathy for those adversely affected. Excuses don't pay the bills.
    excon's Avatar
    excon Posts: 21,482, Reputation: 2992
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    #1493

    Nov 21, 2013, 08:30 PM
    Hello again,

    People LOOSING their insurance under Obamacare, must be considered in the context of 5 million people who WON'T have access to health care at all under Republican governors who refuse to expand their medicaid roles. The latter group FAR outnumbers the first.

    So, spare me the crocodile tears...

    excon
    Tuttyd's Avatar
    Tuttyd Posts: 53, Reputation: 4
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    #1494

    Nov 22, 2013, 03:43 AM
    Quote Originally Posted by speechlesstx View Post
    Does Obamacare achieve that? Is it equitable?
    No, but when we starting talking about winners and losers then you know for certain that the term doesn't apply to healthcare.
    paraclete's Avatar
    paraclete Posts: 2,706, Reputation: 173
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    #1495

    Nov 22, 2013, 04:01 AM
    The words that are spoken are equity, coverage and cost
    speechlesstx's Avatar
    speechlesstx Posts: 1,111, Reputation: 284
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    #1496

    Nov 22, 2013, 04:43 AM
    Again with the myth that people are refused health care. Is that all you have, lies? Sold on lies, built on lies, defended on lies.
    paraclete's Avatar
    paraclete Posts: 2,706, Reputation: 173
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    #1497

    Nov 22, 2013, 04:47 AM
    people can get health coverage but at what cost?
    cdad's Avatar
    cdad Posts: 12,700, Reputation: 1438
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    #1498

    Nov 22, 2013, 05:03 AM
    The cost was dependent on income. Most States had some form or another of expanded medicare so it allows those that couldn't get insurance for whatever reason in the open market to get it through those programs.
    speechlesstx's Avatar
    speechlesstx Posts: 1,111, Reputation: 284
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    #1499

    Nov 22, 2013, 05:10 AM
    I said no one is refused care. It may not be ideal but neither is this crap sandwich we've been sold, and while the left moans on about states not expanding Medicaid with numbers pulled out of who knows where they expect us to believe employers aren't going to start dumping employees on the exchanges by the millions. They will, because the fiasco has pushed rates up to where it's far cheaper to pay the fine.

    The point being, this 80 percent of Americans are "unaffected" by Obamacare meme is BS. Stop lying to us, we're not idiots.
    excon's Avatar
    excon Posts: 21,482, Reputation: 2992
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    #1500

    Nov 22, 2013, 05:39 AM
    Hello again, Steve:
    Again with the myth that people are refused health care.
    Lemme see.

    SOME state governors ARE accepting federal money to expand their medicaid roles, and SOME aren't.. According to YOU, there's NO difference in the care one would receive in a state that TOOK the money, as he would in one that didn't..

    That makes no sense on its face. So, if you wanna complain about people who are getting HURT by bureaucrats, START with the ones in your own state.

    excon

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