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tomder55 · Feb 19, 2013, 10:46 AM

Contraceptives aren't free, premiums help pay for them. There is no co pay is the more accurate statement. They still require a doctors visit, and legal perscription.

Yeah I argued from the start that nothing is 'free' . But that is how it was promoted by the Dems.

tomder55 · Feb 19, 2013, 10:53 AM

Originally Posted by NeedKarma

It's a scam site.

The Obots promotion of the program has led to huge increases in participation. Many more than should be eligible .

talaniman · Feb 19, 2013, 10:54 AM

No out of pocket expenses, free. Take your pick. Both are true. Men need not apply. Must have insurance for free stuff, or no out of pocket expenses.

speechlesstx · Feb 19, 2013, 12:14 PM

Originally Posted by talaniman

No out of pocket expenses, free. Take your pick. Both are true. Men need not apply. Must have insurance for free stuff, or no out of pocket expenses.

More accurately, paid for by others.

Wondergirl · Feb 19, 2013, 01:17 PM

Originally Posted by speechlesstx

More accurately, paid for by others.

Like my husband's bypass surgery?

paraclete · Feb 19, 2013, 01:59 PM

Originally Posted by speechlesstx

More accurately, paid for by others.

That's the whole point of insurance

speechlesstx · Feb 19, 2013, 02:52 PM

You guys act as if insurers just fork over money for whatever reason as if no one is paying the premium and they don't pass those costs on to the policyholder and pretend the policyholder isn't actually paying for those free/no copay contraceptives. Strange world you live in.

Wondergirl · Feb 19, 2013, 03:02 PM

Originally Posted by speechlesstx

You guys act as if insurers just fork over money for whatever reason as if no one is paying the premium and they don't pass those costs on to the policyholder and pretend the policyholder isn't actually paying for those free/no copay contraceptives. Strange world you live in.

I'm one of those policyholders paying premiums and thus paying for others' surgeries and contraceptives..

speechlesstx · Feb 19, 2013, 03:30 PM

Originally Posted by Wondergirl

I'm one of those policyholders paying premiums and thus paying for others' surgeries and contraceptives..

Not the same thing, deary, but nice try.

Wondergirl · Feb 19, 2013, 03:31 PM

Originally Posted by speechlesstx

Not the same thing, deary, but nice try.

How is it different?

paraclete · Feb 19, 2013, 03:36 PM

Some people just don't get it, insurance is truly each according to his need, each according to his ability, that's the whole basis of it, you pay small part now so that that when you have abig need it is covered. You can't say I not entitled and you are

speechlesstx · Feb 19, 2013, 03:41 PM

Originally Posted by paraclete

some people just don't get it, insurance is truely each according to his need, each according to his ability, that's the whole basis of it, you pay small part now so that that when you have abig need it is covered. You can't say I not entitled and you are

I don't care what you pay for on your policy, just don't make me pay for things I find offensive on mine.

Wondergirl · Feb 19, 2013, 03:51 PM

Originally Posted by speechlesstx

I don't care what you pay for on your policy, just don't make me pay for things I find offensive on mine.

Same here. I don't want to pay for your bypass.

paraclete · Feb 19, 2013, 06:24 PM

But you don't since you select the level of cover you want, but the government has the right and responsibility to address certain public health concerns and mandate coverage of those.

You can't have youth opting out of paying for things that they are going to need later and maybe you are going to need that bypass yourself

talaniman · Feb 19, 2013, 06:56 PM

If you are in the same insurance carrier group, you pay for everyone's coverages no matter what it is. Premiums and copays can vary with other factors, but payments are from the same pot.

speechlesstx · Feb 20, 2013, 08:32 AM

Originally Posted by Wondergirl

Same here. I don't want to pay for your bypass.

Doesn't work that way.

talaniman · Feb 20, 2013, 08:36 AM

Yes it does if you are with the same insurance. What you think just YOUR premiums pay for YOUR needs only?

speechlesstx · Feb 20, 2013, 08:36 AM

Originally Posted by paraclete

But you don't since you select the level of cover you want, but the government has the right and responsibility to address certain public health concerns and mandate coverage of those.

They doesn't have the right to nanny us or force us to violate our religious beliefs by forcing us to pay for objectionable services such as contraception or abortion. Period. Government needs to butt out.

You can't have youth opting out of paying for things that they are going to need later and maybe you are going to need that bypass yourself

Yet another unintended consequence of Obamacare is a lot of small businesses are leaning toward self-insuring. There goes the risk pool again...

speechlesstx · Feb 20, 2013, 08:39 AM

Originally Posted by talaniman

Yes it does if you are with the same insurance. What you think just YOUR premiums pay for YOUR needs only?

That's a mighty big if and still misses the point. I should not be forced by the government to pay for covered services that violate my conscience. Period. Next you'll be expecting Jehovah's Witnesses to pay for blood transfusions.

Wondergirl · Feb 20, 2013, 08:40 AM

Originally Posted by speechlesstx

That's a mighty big if and still misses the point. I should not be forced by the government to pay for covered services that violate my conscience. Period. Next you'll be expecting Jehovah's Witnesses to pay for blood transfusions.

If they have the same company covering them as I do for me, they paid for my transfusions back in 2009.