[sparky56]

Can anyone tell me hot to secure a car laon while on disabilty with no other income

[Fr_Chuck]

All loans depend upon abilityto pay. So short of a buy here/ pay here car lot, you will have to prove ability to pay by debt to income ratio

[ddollinger]

There are predatory lenders out there that will lend to people who would not normally qualify for a standard loan (low income, recent bancruptcy, poor credit rating, etc) but be very aware that you know what you are in for because the interest rate on these loans is very high. A close friend of mine had a possible large settlement coming in and applied for one of these loans after he blew the engine on his only vehicle. He had very poor credit, had filed bancruptcy 5 years prior, and had lost a sizeable amount of his remaining income to a messy divorce with large child support payments. He did not tell the lender of this settlement as it was iffy as to when and how much the settlement would be for. Anyhow, he got approved for the loan with an interest rate of 24%. Approximately 7 months into the loan he did receive a settlement and decided to pay off the loan. It was only then that he read the fine, fine, fine print and found that in addition to the remaining balance he ended up paying an "early pay-off penalty" of 15% of the remaining balance.

They are not hard to find. Look in the want ads of any major newpaper and start calling the ads that look like the following: "LOANS - Bad credit, low income, no one turned down. Apply now by calling 1-800-BENDOVER"

Read the fine print very closely, you will pay an exuberant interest rate and they are very aggressive when going after you and repossessing your car if you start paying late or missing payments.