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mlisampbll · Mar 31, 2008, 04:09 PM

I have a loan at a local finance company for the last 6 years in my maiden name. It is mine, and have kept it from my spouse I use it when needed and it has been refinanced. I pay the note but have missed two notes. My spouse has never known until recently when the company called our house and he called them back to see why they called. His name is not anywhere on the account and I haven't signed anything that would give them permission to disclose any information to him. But they did, they told him how much, how far I'm behind, when it was taken out, almost everything. Did they have the right to do that and is that grounds to sue? I did not want him knowing and they told him! I am furious! :mad:

JudyKayTee · Mar 31, 2008, 04:58 PM

Originally Posted by mlisampbll

I have a loan at a local finance company for the last 6 years in my maiden name. It is mine, and have kept it from my spouse i use it when needed and it has been refinanced. I pay the note but have missed two notes. My spouse has never known until recently when the company called our house and he called them back to see why they called. His name is not anywhere on the account and I haven't signed anything that would give them permission to disclose any information to him. But they did, they told him how much, how far I'm behind, when it was taken out, almost everything. Did they have the right to do that and is that grounds to sue? I did not want him knowing and they told him! I am furious! :mad:

I don't see grounds to sue - what are your monetary damages? You lied to your husband by omitting info on this loan for 6 years and now he found out? I would think the truth would have come out sooner or later, particularly if either one of you applied for credit or ran a credit report. Of course, possibly you kept it in your maiden name for that reason but most of the credit info is by SS number.

I trust you haven't signed anything since your marriage with your maiden name or the loan company could charge you with fraud.

You could consult with an Attorney but I think you will not look good.

twinkiedooter · Mar 31, 2008, 06:26 PM

What's to sue about? The fact your husband blew his top about you keeping a secret from him? I don't see any grounds to sue the company. Sorry.

Fr_Chuck · Mar 31, 2008, 06:33 PM

Sorry, in some states, which are community property, those debts you made after you were married, he could actually have been liable for,
In others as your spouse many of the privacy rules are fairly fuzzy.

I would say there has to be deeper issues at play, and sorry but in marriage, there should not be secret accounts, and money that is hidden the other one does not know about.

And remember they would not have been calling Your and HIS, house unless you had gotten late, and where were the bills mailed to, what did you do with 6 years of payment records/

For too much deciet already