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    introuble's Avatar
    introuble Posts: 5, Reputation: 1
    New Member
    		  
    #1

    Feb 24, 2006, 05:59 AM
    When will debt drop off report?
    What date can I look at to determine when bad debt will fall off my credit report?
    RickJ's Avatar
    RickJ Posts: 7,762, Reputation: 864
    Uber Member
    		  
    #2

    Feb 24, 2006, 06:11 AM
    Typically, 7 years from the date of the last activity on the account.
    introuble's Avatar
    introuble Posts: 5, Reputation: 1
    New Member
    		  
    #3

    Feb 24, 2006, 06:16 AM
    So, if an account is showing last activity over 7 years ago, I can dispute and have it removed?
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
    Expert
    		  
    #4

    Feb 24, 2006, 11:24 AM
    Yes you may contact that reporting agency ( may as well check the major three and do them all at the same time)

    Some things like bankruptcy will normally show up for 10 years.
    RickJ's Avatar
    RickJ Posts: 7,762, Reputation: 864
    Uber Member
    		  
    #5

    Feb 24, 2006, 11:27 AM
    Online info for each, including how to dispute:

    Trans Union
    Equifax
    Experian
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