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    chappta's Avatar
    chappta Posts: 1, Reputation: 1
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    #1

    Mar 7, 2008, 03:43 PM
    Summary judge granted to debt collectors
    If I received a statement of judgment by court to pay a credit card debt. What will happen if I fail to pay? I live in South Carolina. And can I APPEAL this decision.

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    tickle's Avatar
    tickle Posts: 23,796, Reputation: 2674
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    #2

    Mar 7, 2008, 04:22 PM
    I don't think you have an option. The court has told you that you have to pay. What is there to appeal.By going to court when you were called you initimated it was your debt. Do you have evidencde that it wasn't your debt ? Then if you do, appeal it, but it would have to be pretty strong evidence to the contrary.
    progunr's Avatar
    progunr Posts: 1,971, Reputation: 288
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    #3

    Mar 7, 2008, 04:30 PM
    If the judgment has already been granted, they can levy your bank accounts, garnish your paycheck, levy personal property to be sold at auction just to name a few open options.

    If you have a true defense for this, you can appeal as long as the time limit has not run out, usually 30 days, and you will have to pay a fee to do so. It costs $100 to appeal a small claims case where I live.

    Were you served notice of the suit? If not, you can ask the clerk of court for proof of service of the original notice. If there isn't any, you can motion to dismiss the judgment.

    Good Luck.
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #4

    Mar 7, 2008, 08:37 PM
    Well what happened in court when you went to court for this debt. Judgements just don't happen all by theirself, you would have been served notice of the hearing, and then is when you defend yourself.

    On what sort of grounds would you wish to appeal ? Do you not owe the debt, was it already paid ?

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