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    x_harmoni_x's Avatar
    x_harmoni_x Posts: 33, Reputation: 1
    Junior Member
     
    #1

    Feb 19, 2008, 08:37 PM
    If a judgement is passed
    How long can they try to collect the debt for? Is it a forever kind of thing or is there a limitation?
    N0help4u's Avatar
    N0help4u Posts: 19,823, Reputation: 2035
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    #2

    Feb 19, 2008, 08:51 PM
    Depends on your state.
    Generally a judgment remains on a consumer's credit report for 7 years from the "date of entry, or until the governing statute of limitations has expired, whichever is longer". This time applies to each legal action. Under certain circumstances and certain state's laws, judgments can be renewed. The renewal of a judgment would allow it to show on a credit report for 7 years from the date of renewal, if allowed by state law.

    IF you make a payment it starts the time over again.
    x_harmoni_x's Avatar
    x_harmoni_x Posts: 33, Reputation: 1
    Junior Member
     
    #3

    Feb 19, 2008, 08:53 PM
    The claim is in NY.
    N0help4u's Avatar
    N0help4u Posts: 19,823, Reputation: 2035
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    #4

    Feb 19, 2008, 08:56 PM
    Hope this helps some NEDAP - Debt Collection

    From what I looked up New York is seven years
    JudyKayTee's Avatar
    JudyKayTee Posts: 46,503, Reputation: 4600
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    #5

    Feb 20, 2008, 07:14 AM
    Quote Originally Posted by x_harmoni_x
    How long can they try to collect the debt for? Is it a forever kind of thing or is there a limitation?

    It's 6 years in NYS - and I think you've posted the same question twice under different titles. Or is this another attempt to collect by another creditor (not the hospital)?
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
     
    #6

    Feb 20, 2008, 11:26 AM
    Once they obtain the judgement, its good for foir 10 years in NY (I think). And automatically renewed for another 10 (or 7 & 7). So they have a minimum of 14 years to try and collect.

    See the other thread for additional comments.

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