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    rhouse30's Avatar
    rhouse30 Posts: 306, Reputation: 1
    Full Member
    		  
    #1

    Feb 16, 2008, 05:23 AM
    Improving credit score
    Does it help your credit score closing credit card accounts with 0 balance that aren't being used.

    Thanks in advance.
    Fastfun1's Avatar
    Fastfun1 Posts: 80, Reputation: 11
    Junior Member
    		  
    #2

    Feb 16, 2008, 06:58 AM
    No, do not close the accounts.
    Fastfun1's Avatar
    Fastfun1 Posts: 80, Reputation: 11
    Junior Member
    		  
    #3

    Feb 16, 2008, 07:01 AM
    Keep the accounts open and inactive. One of the key factors determining FICO is what an individual's balance is per tradeline versus what their max available balance is per tradeline. Typically, if you carrying less than 25% of your max, your money.
    mspoonay's Avatar
    mspoonay Posts: 1, Reputation: 1
    New Member
    		  
    #4

    May 13, 2008, 05:01 PM
    I want to try tradeline . To help build me and my husband to built our credit score so we can purchase a house . Is this something you would try. Did anyone every try this before
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