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    sydneycj's Avatar
    sydneycj Posts: 13, Reputation: 1
    New Member
    		  
    #1

    Feb 15, 2008, 06:45 AM
    Bad Credit
    Is there not a way to clean your credit without paying such high prices? I'm trying to buy a house and my credit is bad and I want to know if there is anything I can do to help the process along.:(
    Scottish2008's Avatar
    Scottish2008 Posts: 501, Reputation: 32
    Senior Member
    		  
    #2

    Feb 15, 2008, 07:10 AM
    The fastest way to get your credit back on track is for you to pay your bills on time. As well us only one credit card not 4 or 5. Use one for every thing. Pay your bills with it and pay off your credit card with the money you would use for your bill. This is a fast way to get your credit back on track.
    CaptainRich's Avatar
    CaptainRich Posts: 4,492, Reputation: 537
    Cars & Trucks Expert
    		  
    #3

    Feb 15, 2008, 07:11 AM
    Credit repair is a long, slow process.
    You need to be able to show a trend so that lenders will know they are not making a mistake.
    If you do obtain a loan with poor credit, the interest rate will ultimately cost you more than the seemingly high price of quicker credit repair.
    Search online for more options.
    free credit repair - Google Search
    progunr's Avatar
    progunr Posts: 1,971, Reputation: 288
    Ultra Member
    		  
    #4

    Feb 15, 2008, 11:22 AM
    There is no cheap or easy way to fix your mistakes.

    Beware of any service that claims to be able to do so, it will end up being a scam.

    You need to work out repayment plans with any outstanding accounts on your bureau and you need to make any payments you have remaining on time, every time.

    It takes a lot longer to get out of this situation, than it takes to get into it.

    Good Luck.
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