[janak108]

Can anyone describe with to me some of the pros and cons of applying for business credit cards?
Even though I work at a full time job; I do maintain a small business buying and selling nutritional products from a multi-level company. So far, I have always just put these expenses through my regular checking account using my debit card.
Now, I am wanting to improve my overall financial profile by getting a couple of balance transfer credit cards to lower my interest rates and monthly payments of some of my larger cards.
Someone recently suggested I try going the route of applying for a couple of business credit cards that offered balance transfer options, and that it might provide better interest rates and higher balance options.
Can someone who has some experience or knowledge about this give me some advice on this before I leap where I maybe shouldn't?
Thanks so much for your input.
Janak

[Fr_Chuck]

Well first if you are going to have a business, you will need a busiess checking account to buy these though. You need to separate your business income from your personal income.

Credit is good for business needs at times, but you do not transfer perosnal credit and debts onto it, There has to be a very defined line of personal debts and business debts.