[scillers]

How do I get a Locksmith company bonded?

[fdgcleaning]

Hello,

I am starting a cleaning service and I ned to get bonded I think, can someone please tell me what I need for a commercial cleaning company?

Thank you

FDG Cleaning

[Fr_Chuck]

You buy your bond though an insurance agent that sells bonds, we have one on here that most likey will speak out.

But you get your phone book out and call and find one that does bonds

Also you can check with a business association that you may belong to, sometimes they offer things at a group price

[RichardBondMan]

fdgcleaning, might be better if you asked a separate question rather than posting as an answer to scillers question. That way you get answers and so does he and answers that are are probably unique only to two different kinds of business, cleaning and locksmithing. Anyway, both the locksmith and the cleaning co owner may both want to consider a "third party" type of bond that provides coverage, though very limited, in the event either the locksmith or the janitor enters their clients premises, is then accused of, and convicted in a court of law of theft. Most of these kinds of bond issued by most surety, insurance companies, have a conviction rider that means one of the employees of the company (not the owner of the company) must be convicted and not simply accused for the bond to pay and then, of course, the bond will not reimburse the owner that was accused and convicted since bonds/insurance are not allowed to reward/reimburse one for their own illegal / dishonest acts. Another kind of bond is the true fidelity bond and it's purchased for the same reason that companies buy fire, auto, etc and other kinds of insurance - with the reason being to reimburse the janitorial, locksmith company for dishonest acts of employees that cause the janitorial. Locksmith company for loss of it's property, money etc. Then there is the "surety" bond (not insurance) that is required by some city, state, county or other entity for the privilege of doing business. I have never known of a cleaning or locksmith company to ever be required by some city, state or county to post a surety bond.