Ask Experts Questions for FREE Help !
Ask
    Banton27's Avatar
    Banton27 Posts: 6, Reputation: 1
    New Member
    		  
    #1

    Oct 9, 2007, 10:36 PM
    Collections debt error
    I missed payments on visa card, visa sent me a settlement letter, to respond within 15 days, and I did many times within 15 days but that department wanted payment in full, which I couldn't so they pretty much didn't want to talk to me about arrangements.
    On the 15th day I called again and was told the account was charged off on the 28th which made 13 days... so now my account is with a collections agency.
    So, I have a letter from original creditor dated example 15th giving me 15 days, then I have a letter from collections agency dated 30th, I'm thinking I have a strong case, I just don't know how to go about it.
    The agency has gone against everything I read up in legislature, such as
    Speaking to everyone in my house trying to dig, harassing calls up to 9 times a day
    Screaming at me etc , the list goes on...
    mr.yet's Avatar
    mr.yet Posts: 1,725, Reputation: 176
    Ultra Member
    		  
    #2

    Oct 10, 2007, 04:11 AM
    File a written compliant with the FTC, of what you have stated here.
Not your question? Ask your question View similar questions
 

Question Tools Search this Question
Search this Question:

Advanced Search

Add your answer here.


Check out some similar questions!

Debt collections [ 1 Answers ]

I am being taken to court by a debt collector, I need some help! After all my necessary expenses are deducted from my take home pay I'm still $218 in the hole. I do how ever receive a VA disability check which gets me through the month. Can they garnish my disability check? Or my pay? What can...

Credit card debt in collections [ 10 Answers ]

OK... this question may have already been asked, but forgive me I am new to this site and also I would like an opinion on my own situation not someone else's... lol Ok so I have a credit card debt of $684.00 and has now been turned over to collections. Now I have heard some people say I should...

Old collections debt [ 2 Answers ]

I'm needing info about an old car loan debt that I voluntarily repoed at the bank over 8 years ago. It was a black mark on my credit report for 7 years as a "charge off" and now its off my credit report! We'll, I recently bought a new home and paid off old credit card debt under 7 years old and now...

$17,000 tuition debt now in collections [ 1 Answers ]

January of 2006 I attended a private university in Minneapolis, MN before I enrolled I called the financial aid desk to inquire what sort of funding I could receive, since I was entering a program within the school for recovering alcoholics and my parents had a large debt load from my going to...

Collections Hospital Debt [ 3 Answers ]

I have a $22.351 hospital bill (no insurance) and I have a judgement against me. I live in New York. It was recently possed to me that I could get them (lawyers) to settle for half of this amount with payments made each month until it's gone. How realistic is this scenario? Would they really settle...

View more questions Search