[redsox2004]

Hi,
I have a judgement on me from the year 2001. I have not heard anything from them since around that time until recently. Well, I have contacted them and set up a payment arrangement with them . My original debt was 800.00, but now has gone up to over 3000.00
My concern is if I miss a payment that will have me paying this account for the next two years. I was concerned that if I do miss that they will garnish my bank account . The account I have I currently share with my boyfriend . So it is both of are money going in their . I was wondering if I should take my name off the account and just keep his name on the account and just give him my check . I can not afford them taking all are money . I was not sure if this would be the first step, or would they try to garnish my wages first from my work. Since, they some how have contacted me their?

[Justice Matters]

Taking your name off the joint bank account should thwart any garnishment attempts against it.

As for your wages you are likely correct to assume that it is just a matter of time before they attempt to garnish them.

In most jurisdictions a creditor is free to use any and all enforcement remedies available to them. Practically speaking, however, most creditors will take one step at a time instead of all at once since each remedy costs money and a single method may result if full satisfaction of the judgment.