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    sfrink's Avatar
    sfrink Posts: 2, Reputation: 1
    New Member
    		  
    #1

    Jul 18, 2007, 10:21 AM
    Can a credit card 22 years old be collected upon?
    Hi,


    Great answer , but can they report me to a credit reporting agency?
    If I don't pay them? I heard this practice is called re-casting... they buy old
    Accounts, which have been written off by the original account owner.
    I have an account with the same bank who issued the 22years ago, why would
    Give me new credit , I have a few accounts that use this
    Same bank... whats up with that. This has never turned up on my credit report
    Nor have I ever been contacted until now.
    mr.yet's Avatar
    mr.yet Posts: 1,725, Reputation: 176
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    #2

    Jul 18, 2007, 10:29 AM
    Zombie Debt Collectors, purchase old debts of pennies on the dollar, and than tries to collect.
    Nicnet's Avatar
    Nicnet Posts: 24, Reputation: 3
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    #3

    Jul 21, 2007, 02:15 PM
    Not sure where you are, In England if a debt has not been active in over 6 years then they cannot collect on it. Active meaning that they have been actively trying to collect the debt at some time within the last 6 years.

    You could have a case of 'abandoned debt' that is worth looking into.

    Nicnet
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