[daddysupreme]

I am out o bankruptcy and ford credit won't give me any credit on a ford lease and I can't have a co- signer am I dead in the water

[odinn7]

Your question isn't entirely clear....you need a car and can't get credit? If they won't give you credit, you will need to see a used car dealer that deal with bad credit/no credit and that will be your best shot. Be prepared though, not only will they charge you heavy interest, but you will likely be paying a hefty down payment for a car as well.

[smoothy]

YOU need to build your credit back up... for 7 years after the bankruptcy you will essentially have crap for credit. You have to work to build it up from then. It doesn't start as stellar then go to crap... it starts as crap and you need to build it up to being stellar.

As you see you aren't ENTITLED... to getting a loan or any credit from anyone. They determine if you are worth the risk they are taking. Ford apparently believes you aren't.

[TxGreaseMonkey]

Buy an inexpensive quality used car, such as a 5-year old Ford Taurus or other car that has been used by car rental outfits. You want something that has not held its value well and will be cheap to you. Most modern-day cars will last 300,000 miles. Once you get it, change all of the fluids and filters. Leasing is an expensive option.