
Originally Posted by
PNCsucks
The house is empty.... We even have a letter from the bank telling us the house is empty wanting to know if we have insurance on it. That was canceled the day they foreclosed on it.... The Real state agent even knows the house is empty. The power was turned off 2 months ago. The grass is now 2 plus feet high. We left the keys in the house. As far as I know the door is still unlocked...
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It appears to me that you have not effectively "surrendered possession" to it. You have failed to deliver the keys to the bank and, in fact, have invited vandals or trespassers by leaving the house unlocked. You should have delivered the keys to the bank's agent.
From their point of view, if they were to go into the house and attempt to exercise dominion over it, they could be liable for forceable entry. I suggest that you very clearly inform them by certified letter, with a copy to their attorney of everything you have written above. Tell them that as far as you are concerned they may go in and do whatever they want with the house, that they could have done so on the day you left, and that you have no claim to possession of any nature.
The house being empty is different from your turning it over to them. One can
possess a house without being physically present. That's what they think you are doing.