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    bermcclure's Avatar
    bermcclure Posts: 6, Reputation: 1
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    #1

    Dec 20, 2012, 03:45 AM
    Family home insurance
    I received 2&3rd degree burns trying to put out a grease fire. Can I sue my family home insurance for medical expenses.
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #2

    Dec 20, 2012, 03:51 AM
    Did you submit a claim to them?
    Fr_Chuck's Avatar
    Fr_Chuck Posts: 81,301, Reputation: 7692
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    #3

    Dec 20, 2012, 04:15 AM
    Your home? In US normally the owner insured is nnot covered some policy may have option you pay rxtra for,
    Also who started fire
    bermcclure's Avatar
    bermcclure Posts: 6, Reputation: 1
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    #4

    Dec 20, 2012, 04:17 AM
    Quote Originally Posted by ScottGem View Post
    Did you submit a claim to them?
    My sister contacted them but they said because I was a guest their temporiarly, I was not covered.
    bermcclure's Avatar
    bermcclure Posts: 6, Reputation: 1
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    #5

    Dec 20, 2012, 04:22 AM
    Quote Originally Posted by Fr_Chuck View Post
    your home? in US normally the owner insured is nnot covered some policy may have option you pay rxtra for,
    also who started fire
    No one started the fire. The kids and I was upstairs. When I came down the oven had malfunction and heated some grease my sister left in the oven. It's the electric ovens. We called the fire department, but the flames was getting worse.
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #6

    Dec 20, 2012, 04:38 AM
    If you were a guest, then you should have been covered under her liability coverage. So, yes, you may have to sue them to recover your costs.
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