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    slowstall's Avatar
    slowstall Posts: 1, Reputation: 1
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    #1

    Nov 19, 2012, 08:57 PM
    Foreclosure issues
    I filed Bankruptcy chapter 7 a few years ago, did not affirm my mortgage with the bank and have been making payments monthly. I am now going through foreclosure with the property. Can the bank file foreclosure for the full amount of
    The mortgage?
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #2

    Nov 20, 2012, 04:17 AM
    If your mortgage was not discharged, then you owe the bank the full balance.
    AK lawyer's Avatar
    AK lawyer Posts: 12,592, Reputation: 977
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    #3

    Nov 20, 2012, 06:24 AM
    You didn't reaffirm the mortgage debt?

    If it was scheduled, it would have been discharged. So no, the bank cannot get a deficiency judgment.
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