Ask Experts Questions for FREE Help !
Ask
    Panuchi's Avatar
    Panuchi Posts: 1, Reputation: 1
    New Member
    		  
    #1

    Oct 24, 2012, 06:51 PM
    Can they garnish a direct deposit preloaded Visa in Missouri
    I have a garnishment on a bank account in Missouri. I don't care about it because I moved most of my funds to another bank long before the garnishment was issued. The creditor has also garnished my wages but I am on SSDI and am only able to work part time so that's not an issue with me so much either.

    I am wondering if I can leave my SSDI direct deposit in my checking account and it will be safe? Also , the part time job requires direct deposit. Can I open a direct deposit preloaded Visa account and be safe from bank account garnishment? Since they are garnishing my wages already, I'm thinking about using the preloaded Visa for direct deposit in case they discover my account at the other ban,
    ScottGem's Avatar
    ScottGem Posts: 64,966, Reputation: 6056
    Computer Expert and Renaissance Man
    		  
    #2

    Oct 25, 2012, 03:26 AM
    How about paying the debt instead of trying to find ways around it?
    AK lawyer's Avatar
    AK lawyer Posts: 12,592, Reputation: 977
    Expert
    		  
    #3

    Oct 27, 2012, 02:52 PM
    ... the part time job requires direct deposit. Can I open a direct deposit preloaded Visa account and be safe from bank account garnishment? Since they are garnishing my wages already, I'm thinking about using the preloaded Visa for direct deposit in case they discover my account at the other ban[k]
    If they discover you have an account in the new bank, I think that when they serve a writ of garnishment on that bank the bank will be obligated to turn over all funds, including those in the new "preloaded Visa" account.
    joypulv's Avatar
    joypulv Posts: 21,591, Reputation: 2941
    current pert
    		  
    #4

    Oct 27, 2012, 03:17 PM
    Direct deposit doesn't save you from any garnishment, and SSDI can be garnished wherever it is.
    Any account with your SSN attached will be found.
    I don't think a pre-loaded card can even have DD.
    You can't really hide.
Not your question? Ask your question View similar questions
 

Question Tools Search this Question
Search this Question:

Advanced Search

Add your answer here.


Check out some similar questions!

Can a judgment from Colorado garnish my Missouri bank account? [ 1 Answers ]

How to get back security deposit after foreclosure? (Missouri) [ 2 Answers ]

My apartment that I am renting went into foreclosure a couple of months ago. The bank that took over the property finally sold to an investor this month. I received a letter from a property management company that says they are going to manage the property for the new owner. In the letter it...

Can a creditor garnish my security deposit while I still live there? [ 2 Answers ]

I have a creditor's attorney trying to garnish my rental security deposit. I still currently live at this place. My landlord is telling me that he is sending them the security and I will have to give him another one. Can they legally do this or do they have to wait until I move out? If they can...

Direct deposit [ 6 Answers ]

A company my husband worked for months ago had me set up direct deposit in my dba business account to direct deposit his pay. Two weeks ago they deposited $500. And a few days later $2000. They also sent my husaband notices with the taxes and all taken out of the money in his name( A check stub or...

300 direct deposit from the IRS [ 4 Answers ]

Hi, I am from Texas. Tax filed with my 1040 With my education tuition deduction, I paid 0 tax and got all tax withholding back. Yesterday, an amount of $300 was deposited into my a/c from the IRS. Is it the tax rebate? Am I eligible for it even though I do not need to pay tax? Is the...

View more questions Search